📊 1,495 homes sold YTD in Sioux Falls — $1.03B in volumeSee What Sold Near You →
🏠 See My Home Value📊 What Sold Near Me
🏠30-Yr Conv7.11%▼0.07
15-Yr Conv6.51%▼0.11
💎Jumbo6.89%▲0.01
🎖️VA6.65%▼0.05
🏛️FHA6.75%▼0.05
🦅SD Housing5.25%
🌾USDA RD6.60%▼0.05
🏠30-Yr Conv7.11%▼0.07
15-Yr Conv6.51%▼0.11
💎Jumbo6.89%▲0.01
🎖️VA6.65%▼0.05
🏛️FHA6.75%▼0.05
🦅SD Housing5.25%
🌾USDA RD6.60%▼0.05
🏠30-Yr Conv7.11%▼0.07
15-Yr Conv6.51%▼0.11
💎Jumbo6.89%▲0.01
🎖️VA6.65%▼0.05
🏛️FHA6.75%▼0.05
🦅SD Housing5.25%
🌾USDA RD6.60%▼0.05
🏠30-Yr Conv7.11%▼0.07
15-Yr Conv6.51%▼0.11
💎Jumbo6.89%▲0.01
🎖️VA6.65%▼0.05
🏛️FHA6.75%▼0.05
🦅SD Housing5.25%
🌾USDA RD6.60%▼0.05
● LIVEPolicy Levers for Housing Affordability— HousingWire
● LIVEInflation Expectations Drive Treasury Yields and Mortgage Rates— Nora Data Real Estate
● LIVEImpact of Fed Policy on Housing Construction— Boston Globe
● LIVEMarket Volatility Clouds Mortgage Rate Outlook— RISMedia
● LIVEFederal Reserve Hikes Benchmark Interest Rate to 3.75%-4.00%— HousingWire
● LIVEMortgage Rates Surge Toward 7% Threshold— Money
● LIVERising Mortgage Rates Dampen Buyer Demand— PostIndependent.com
● LIVEHousing Market Signals: Monitoring New Listings and Pending Sales— HousingWire
● LIVEPolicy Levers for Housing Affordability— HousingWire
● LIVEInflation Expectations Drive Treasury Yields and Mortgage Rates— Nora Data Real Estate
● LIVEMortgage Rates Drop — 30-Yr Fixed at 6.07%, Nearing Sub-6%— CNBC
● LIVEExisting-Home Sales Fall 3.6% in March — Median Price Hits Record $408,800— NAR
● LIVEBuilder Confidence Edges Up to 38 — 37% Still Cutting Prices— NAHB
● LIVEFed Holds at 3.50%–3.75% — Next FOMC Apr 28–29— FRED
● LIVESun Belt Prices Declining, Midwest Surging — AEI Projects -1% Nationally— Inman
● LIVEMortgage Rates Drop — 30-Yr Fixed at 6.07%, Nearing Sub-6%— CNBC
● LIVEPolicy Levers for Housing Affordability— HousingWire
● LIVEInflation Expectations Drive Treasury Yields and Mortgage Rates— Nora Data Real Estate
● LIVEImpact of Fed Policy on Housing Construction— Boston Globe
● LIVEMarket Volatility Clouds Mortgage Rate Outlook— RISMedia
● LIVEFederal Reserve Hikes Benchmark Interest Rate to 3.75%-4.00%— HousingWire
● LIVEMortgage Rates Surge Toward 7% Threshold— Money
● LIVERising Mortgage Rates Dampen Buyer Demand— PostIndependent.com
● LIVEHousing Market Signals: Monitoring New Listings and Pending Sales— HousingWire
● LIVEPolicy Levers for Housing Affordability— HousingWire
● LIVEInflation Expectations Drive Treasury Yields and Mortgage Rates— Nora Data Real Estate
● LIVEMortgage Rates Drop — 30-Yr Fixed at 6.07%, Nearing Sub-6%— CNBC
● LIVEExisting-Home Sales Fall 3.6% in March — Median Price Hits Record $408,800— NAR
● LIVEBuilder Confidence Edges Up to 38 — 37% Still Cutting Prices— NAHB
● LIVEFed Holds at 3.50%–3.75% — Next FOMC Apr 28–29— FRED
● LIVESun Belt Prices Declining, Midwest Surging — AEI Projects -1% Nationally— Inman
● LIVEMortgage Rates Drop — 30-Yr Fixed at 6.07%, Nearing Sub-6%— CNBC
Live

Sioux Falls Market & Rate Intelligence

Updated September 23, 2026 · Bryan Anfinson · Hegg REALTORS®

← Pulse Map
30-Year Conventional
6.07%
vs yesterday▼ 0.09
vs last week▼ 0.30
30-day trend · Freddie Mac (weekly) + Zillow (daily)
Fed Funds Rate
3.50%–3.75%
Eff: 3.64% · Hold
Next FOMC Meeting
June 16–17, 2026
Expected: Hold
Last Meeting · March 17–18, 2026
The Fed held rates at 3.50%–3.75% in March 2026, citing persistent inflation and geopolitical concerns. Mortgage rates are expected to remain stable near-term.
Loan Amount$300K
🏠30-Yr Conv
Zillow / Freddie Mac · Daily / Weekly
6.07%
▼ 0.09$1,812/mo
15-Yr Conv
Zillow / Freddie Mac · Daily / Weekly
5.57%
▼ 0.08$2,462/mo
💎Jumbo
Optimal Blue OBMMI · Daily
6.42%
▼ 0.06$1,880/mo
🎖️VA
Zillow / OBMMI · Daily
5.63%
▲ 0.07$1,728/mo
🏛️FHA
Optimal Blue OBMMI · Daily
5.85%
▼ 0.06$1,770/mo
🦅SD HousingProgram
sdhousing.org · Set by SDHDA
5.25%
$1,657/mo
🌾USDA RDProgram
OBMMI / USDA.gov · Daily (Gtd) / Quarterly (Direct)
5.69%
▼ 0.03$1,739/mo
Monthly P&I — $300K Loan
30-Yr Conv
$1,812
15-Yr Conv
$2,462
Jumbo
$1,880
VA
$1,728
FHA
$1,770
SD Housing
$1,657
USDA RD
$1,739
P&I only — excludes taxes, insurance, PMI/MIP
⚠ Data Freshness
National averages, not lender quotes. Freddie Mac: weekly (Thu). OBMMI & Zillow: daily. SD Housing: eff. 3/27/2026. USDA Direct: eff. 4/1/2026. Your rate depends on credit, LTV, loan type & lender.
💬 Talk to Bryan Anfinson · Hegg REALTORS® about your mortgage options →

National: Freddie Mac · OBMMI · Zillow · SD Housing · USDA · NAR · NAHB · HousingWire · CNBC · Am. Banker · Inman · Federal Reserve
Local: SF City Council · SF Planning Commission · SD Legislature · SDHDA · SiouxFalls.Business · SD Searchlight · SD REALTORS® · HBASE · SD MHA